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CPF Housing Grant

The CPF Housing Grant is a housing subsidy provided by the government to eligible buyers of resale flats. The grant assists eligible first-timer family to buy an Executive Condominium from the developer too.

The CPF Housing Grant (in the form of CPF Monies and not cash) will be credited into your CPF Ordinary Account and treated as part of your CPF fund. It can be used to pay for the CPF portion of the downpayment at the time of signing of the Sales and Purchase Agreement after you have paid the cash payment (if applicable) or to reduce the mortgage loan. The CPF Housing Grant will be included in the computation of the CPF withdrawal limit.

For more information in details, please refer to CPF’s website call Leonard Yap at +65 83837839.

Average Gross Monthly Household Income up to $10,000
Type of Grant Available Amount
SC / SC Household SC / SPR Household
CPF Housing Grant for Family $30,000 $20,000*
Half Housing Grant

  • If you are a first-timer citizen and your spouse has previously enjoyed a housing subsidy
$15,000

*If you are from an SC/SPR household, you can enjoy the full housing subsidy by applying for the Citizen Top-Up when your SPR family takes up Singapore Citizenship or when you have an SC child.

Average Gross Monthly Household Income from $10,001 to $11,000
Type of Grant Available Amount
SC / SC Household SC / SPR Household
CPF Housing Grant for Family $20,000 $10,000*
Half Housing Grant

  • If you are a first-timer citizen and your spouse has previously enjoyed a housing subsidy
$10,000

*If you are from an SC/SPR household, you can enjoy the full housing subsidy by applying for the Citizen Top-Up when your SPR family takes up Singapore Citizenship or when you have an SC child.

Average Gross Monthly Household Income from $11,001 to $12,000
Type of Grant Available Amount
SC / SC Household SC / SPR Household
CPF Housing Grant for Family $10,000 $0*
Half Housing Grant

  • If you are a first-timer citizen and your spouse has previously enjoyed a housing subsidy
$5,000

*If you are from an SC/SPR household, you can enjoy the full housing subsidy by applying for the Citizen Top-Up when your SPR family takes up Singapore Citizenship or when you have an SC child.

Eligibility

Criteria

Detailed Description

Citizenship

  You are a Singapore Citizen. Your family nucleus must comprise of at least another Singapore Permanent Resident or Singapore Citizen.

Age

   21 years old and above

Family Nucleus

   You are applying with your:

  • Spouse and children (if any), or
  • Fiancé/fiancée (must be able to produce your marriage certificate, latest by the date of keys collection), or
  • Children under your legal custody, care and control (if widowed or divorced)

Household status

    You and the essential family members listed in the application for purchase of the flat must not:

  • Be the owners of a flat bought direct from HDB, a DBSS flat or an Executive Condominium bought from the developer
  • Have sold a flat bought direct from HDB, a DBSS flat or an Executive Condominium bought from the developer
  • Have received the CPF Housing Grant for the purchase of an HDB resale flat
  • Have enjoyed other forms of housing subsidy (for example, enjoyed benefits under the Selective En bloc Redevelopment Scheme, privatisation of HUDC estate etc)